How to Start a Business for Under $100 If this year is the year you want to start a business, you need to read this! Check out how to start a business for under $100 for tips on a basic business without stock. It is easier than ever to start a business, get in front of your target audience, automate things with AI and have success but there is a lot to learn. You either have to learn it yourself or pay someone to do it for you. How to Fund Your Business Some businesses require more than a...
4 days ago • 5 min read
How to Upgrade Your Life on a Budget Most people are looking at social media or their neighbours and comparing their lives. Often we want to upgrade or update things, make a change or feel we are falling behind. So how can you upgrade if it is what you truly want? Firstly, what is it you want to upgrade? And why do you want to upgrade or feel you need to? For some this might be smaller such as upgrading the food they eat, or getting a new lounge and for others it could be bigger such as a car...
7 days ago • 3 min read
How to Get an Extra $5,000 by the End of the Year There are 112 days until the end of the year (11 Sept to 31 Dec, including today and the 31st.) How different would your life be if you had an extra $5,000 by then? $5,000 cleared from your debt or put into savings to start the new year with is not a small amount. Broken down, it is roughly $45 per day ($44.64 to be more exact). Similar to the $27.40 per day for 1 year = $10,000 challenge, if you can find a way to make or save an extra $45 a...
11 days ago • 3 min read
If you read last week, you will know I blew my debt plan the month before due to celebrating paying off small debts. I didn't take on more debt but I lost sight of my bigger goal. So how can you celebrate on a budget? Firstly, make it part of the budget. Some celebrations you know will happen such as birthdays, special events and you can plan accordingly. Others, such as wedding invitations or a surprise promotion you want to celebrate might not but you can still include a section in your...
14 days ago • 2 min read
How to Simplify Your Finances Our time and energy is pulled in so many directions it can feel hard to have the mental space to sort your finances. Add to that the rising cost of living, surprise bills or expenses and suddenly, it can all feel too hard. As someone who is currently overhauling my habits, clearing debt and improving my finances, here is the advice I was given and the things that have helped me the most. Consider Help Depending on your circumstances, it might be worth getting...
19 days ago • 2 min read
I would love to hear from you about how I can help you, what you want to see in The Thrifty Issue, what you are struggling with in your budget, what you want to see more of etc. We have a few questions in a form and the chance to win $100 by answering. Click here to go to the Google Form. It is anonymous unless you want to enter the giveaway. Emails are not collected for anything other than the purpose of the form and winner announcement. While we can analyse data about the website, social...
22 days ago • 1 min read
Recently, I was talking with friends about our struggle meals or foods growing up. Seafood was common through either fishing themselves or being friends with people who did including abalone, oysters and lobster. Fruits in their areas being bartered or grown abundantly in council areas and not sprayed such as mangoes in the tropical areas, olives in Perth, herbs in some areas etc. Some families used up everything including eyeballs, stomachs, regularly ate liver and so on. Others were...
24 days ago • 2 min read
Learning to change our money habits is hard. Instead of trying every little frugal tip you come across, look for some big wins today to help you save more quickly and easily. Delete the apps and subscriptions. Instead of having access to all the ways you normally spend money, switch them off. Remove them from your phone so you cannot use them. This includes deleting the apps, deleting the cards in your Google Wallet/ApplePay, unsubscribing and making it as hard as possible to spend. If you do...
25 days ago • 2 min read
I have had a few readers reach out about needing money fast, so this week I am going to send a few ideas on quick ways to get a boost with your money. Today, take a few moments and go on a money hunt. Look everywhere around your home, car and even online. It’s up to you how long you spend doing it. Below are some suggestions for where to find money online and off. Online I’ll start with where to hunt for money online because if you’re reading this, you’re online. The first few you would have...
27 days ago • 4 min read