How to Start Over With Nothing Moving from Sydney to Perth, I met numerous people along the way and one thing that stood out was how many either were or had recently started over with nothing. The number of people living in caravan parks, free camp sites, hotels etc is higher than I have ever seen in my life. As someone who has started over with nothing and gone from homeless to CEO years ago, moved states starting with nothing, repatriated in 2020 from the Solomon Islands after losing 70% of...
about 1 month ago • 2 min read
How to Reduce the Cost of Groceries The cost of groceries keeps rising and it is not being passed onto the farmers by the big supermarkets. A number of everyday essentials have risen so much they are unaffordable for many. So how can you save money on the cost of groceries? In our home, I have 5 kids who are South Pacific Islanders and play sports so they eat a lot. We have a strong focus on nutrition due to the elite levels the older ones are at with their sports and because I had severe...
about 2 months ago • 6 min read
Money Making May! May is a great month to focus on your finances as it often isn't as busy as other months. Here are some ways you can get more money this month to make the rest of this year easier. $100 from ING + cash back and other perks$15 instantly from Up, and you don't even have to use the account$30 from uBank with a few steps$20 from ShopBackChoose a side hustle to get started such as one of these 80 that work in 2026Check for any free money or vouchers you might be eligible for...
about 2 months ago • 1 min read
My Money Rules Living life a certain way and having specific mottos or rules makes decisions easier, especially when it comes to money. The money rules I decided on have helped me make and save, be consistent with my money and provide the lifestyle we have. As a mum of 5, with family and other commitments overseas, these are the rules that enabled us to do what we do and not stress about money. There are not in a specific order of importance though. Live BELOW my means. My expenses need to be...
3 months ago • 3 min read
How to Future Proof Your Finances Whether it is an emergency, the world falling to pieces, illness, injury or death preparation or job security due to AI and other changes, there are many things you can do to future-proof your finances. How to Prepare for Emergencies focuses on the financial aspect, paying down debt, getting your finances in order, what to do with large unexpected expenses etc. How to Manage Finances When Sick What to do to Prepare for Death: It happens to us all and is...
3 months ago • 2 min read
How to Manage Your Finances When the World is Falling Apart With all that is happening lately, fuel shortages, war, talks of extreme weather impacting farming and livestock etc. It can feel scary. So what can you do now to help your finances and ease some of the anxiety, especially if your budget is already stretched thin? What you can do will vary depending on the space you have, if you rent vs own, how much money you have and the skills you have. I grew up in a religion that preached about...
3 months ago • 3 min read
I have written about frugality, ways to make and save money plus shared parts of my life for years. My life changed drastically during that time with interstate moves, an expanding family, overseas commitments and more. I know it is March but our New Year didn't really start until now due to commitments in Vanuatu, a few setbacks in our move and only starting to get settled in Fremantle now. Here are the changes I have made for 2026 and moving forward. Reassess Goals and Priorities: My family...
4 months ago • 2 min read
How to Clear Debt I understand at times it is unavoidable and life can throw curveballs. However, a lot of debt is avoidable as it is impulse buys or things we want. When I was younger, I had credit card debt purely because I shopped too much. More recent debt was due to custody and health issues. Both of which I was ok being in debt for, it was interest-free and cleared quickly. So how do you clear debt easily? Firstly, get real about how much debt you are in. Write it all out, the monthly...
4 months ago • 4 min read
Top Ways to Make and Save More in 2026 Now is a great time to look at your finances, set some goals and see what you can do to improve things in 2026. Instead of the usual tips about reducing takeaway and coffee out, I put together a list of 25 things you can do to improve your finances last year that still apply for this year. It includes things such as:Being aware of your time and energy for planning activities, budget meetings, avoiding shopping etc.How to maximise your income without...
5 months ago • 2 min read