Tips to make and save money, especially for Aussies. How I am clearing $59,973.72 worth of debt,As featured on ABC, Nine and Channel 7. Sign up for weekly tips plus freebies and discounts.
How to Simplify Your Finances
How to Simplify Your FinancesOur time and energy is pulled in so many directions it can feel hard to have the mental space to sort your finances. Add to that the rising cost of living, surprise bills or expenses and suddenly, it can all feel too hard. As someone who is currently overhauling my habits, clearing debt and improving my finances, here is the advice I was given and the things that have helped me the most. Consider HelpDepending on your circumstances, it might be worth getting help from a financial counsellor to sort out your money mess, maybe you are looking to the future and want a financial planner. Or you know you got this but you want a simplier system. Using apps such as WeMoney (get a $5 bonus here) can help ytou see where you money is going, what's coming in and then make changes. Go Fee FreeIf you are still paying fees, you need to change banks. ING offers $100 to new customers, cash back on certain purchases, banking at the post office AND it is fee free. Another option is Up Bank who has a cool app with features that make managing your money easy, joint accounts can be done in an instant, you can win back the cost of your coffee, they are fee free and more. Get $21 when you join here. Ubank is another who offer $30 when you join (after you have made a few purchases with your card) and they are fee free too. Have A Clear Goal or GoalsBe clear on what you want such as paying off debt, buying a new car, investing a specific amount every year, retiring at a certain age. Use these articles to help: AutomateGo through your finances and automate what you can such as direct debit payments. Be sure to still check them periodically and cancel anything you no longer use. Have a percentage of your pay sent directly to a savings account, the same with an investing account. Keep on top of when money is coming and going but make it easier by automating so you don't have to manually do it all. Our Meal PlanRead 20+ tips to reduce the cost of groceries plus how to reduce waste/what to do with scraps and leftovers to lower your grocery bills. This week we are having a break from meal kits again, although still trying to use them all to let you know our updated thoughts! You can get up to $230 off EveryPlate, Marley Spoon, HelloFresh, QuiteLike and Dinnerly here. Our dinners include: These are all fairly frugal, based around similar ingredients so nothing goes to waste. What I Am ReadingI am trying to focus on female authors as I find them more relatable than the traditional older male voices in finance. This week, I am reading Get Growing: A No-Nonsense Guide to Cultivating Wealth and Financial Freedom. If you read the last few emails, you will recognise the theme I have going here. Reading books such as these help keep me motivated and on track. Discounts For You!Don't forget to check out our freebies section for all the latest offers including $100 from ING. The Thrifty Issue CommunityFor more and to connect with others check out The Thrifty Issue Facebook group, Facebook page, Instagram, Pinterest. |
The Thrifty Issue
Tips to make and save money, especially for Aussies. How I am clearing $59,973.72 worth of debt,As featured on ABC, Nine and Channel 7. Sign up for weekly tips plus freebies and discounts.
If you read last week, you will know I blew my debt plan the month before due to celebrating paying off small debts. I didn't take on more debt but I lost sight of my bigger goal. So how can you celebrate on a budget? Firstly, make it part of the budget. Some celebrations you know will happen such as birthdays, special events and you can plan accordingly. Others, such as wedding invitations or a surprise promotion you want to celebrate might not but you can still include a section in your...
I would love to hear from you about how I can help you, what you want to see in The Thrifty Issue, what you are struggling with in your budget, what you want to see more of etc. We have a few questions in a form and the chance to win $100 by answering. Click here to go to the Google Form. It is anonymous unless you want to enter the giveaway. Emails are not collected for anything other than the purpose of the form and winner announcement. While we can analyse data about the website, social...
Recently, I was talking with friends about our struggle meals or foods growing up. Seafood was common through either fishing themselves or being friends with people who did including abalone, oysters and lobster. Fruits in their areas being bartered or grown abundantly in council areas and not sprayed such as mangoes in the tropical areas, olives in Perth, herbs in some areas etc. Some families used up everything including eyeballs, stomachs, regularly ate liver and so on. Others were...