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Working out a budget, learning ways to save, hustling harder, all of it can be a bit dry or boring. So how can you make it more fun? Gamify It - You'll notice many things are gamified now from language apps such as DuoLingo through to finances e.g. Up Bank has the most gamified app we have ever seen. Making money a game instead of a chore makes it much more interesting. Make it Visual - Get debt payment charts or savings charts to stick up so you can actively colour them in and see how you are progressing. We have an incredible bundle for $4.39 with loads of different trackers and PDF's to help you. Use traditions and rituals - this can be done both practically and spiritually. Have a date night, even if you are single, where you go over your budget but you do it with a nice meal or something. Try some of the spiritual wealth rituals such as blowing cinnamon in the door on the 1st December, using Feng Shui in your home, oranges in a bowl, things like that. While there might not be science behind some of those, getting your mind focused on money can help your mind be more open to ways to make and save it. Create savings challenges - we have 9 listed here if you want to try a new challenge. Set a timer - if you have to pay some bills, are doing a full financial review or need to compare a few things, fill out paperwork, anything you find super boring, set a timer. Once the timer goes off, you get a break and can come back to it later. Body double - do the boring money matters with someone else. Team up with a friend and both sit down to either do your budgets, pay bills, compare your bills, see who can save the most. Get lazy - read the tips on how to automate your money/be lazy with it and still come out on top. For many, the less they have to think about it, the better. Use WeMoney - apps such as WeMoney can make it much easier to manage. Our Meal PlanIf you want to try meal kit services such as HelloFresh, Marley Spoon, EveryPlate and Dinnerly, use these links to get up to $210 off. This week, our meals are pretty simple, based on what we got on clearance yesterday. They might not be the cheapest but might give you some ideas. Find tips on reducing groceries here. Finance Book SuggestionTwelve Months to Financial Freedom is all about getting your finances sorted one month at a time. Often overhauling all our money is overwhelming. Breaking it down into actionable steps over time makes it easier. Discounts For You!Get all the latest freebies and discounts here. The Thrifty Issue CommunityFor more and to connect with others check out The Thrifty Issue Facebook group, Facebook page, Instagram, Pinterest. |
Tips to make and save money, especially for Aussies. How I am clearing $59,973.72 worth of debt,As featured on ABC, Nine and Channel 7. Sign up for weekly tips plus freebies and discounts.
The Mental Load For starters, everyone needs to read this comic called "You Should've Asked". It hits home hard for mums and also makes it easier for others to understand. Too often, the women carry the bulk of the mental load and no one realises. Read this article on how to reduce it and make life a bit easier. Next get a copy of Fair Play: A Game-Changing Solution for When You Have Too Much To Do and read it. It is an excellent solution for so many and has been recommended in numerous...
How to Create and Stick to a Budget Unless you've grown up being taught about money, it can be overwhelming knowing where to start and what to do. With the way the world is at the moment, more and more people are scrambling to try to learn and get control of their finances. Even if you know a lot about money, sometimes it just feels hard. Expenses are outweighing income in many families and it feels hopeless. When it comes to creating a budget, a lot of the advice from the past might not feel...
How to Reduce All Your BIG Expenses Coming to the end of the year can be stressful with big expenses rolling in such as bills, groceries increasing, rent or interest rates changing, not to mention the school holidays, gifts, events etc. Here are some tips to reduce all your big expenses and hopefully give you some breathing room in your budget. How to save money on housing/accommodation How to make your home pay for your mortgage How to save money on groceries 18 tips to reduce your groceries...