How to Create and Stick to a Budget Unless you've grown up being taught about money, it can be overwhelming knowing where to start and what to do. With the way the world is at the moment, more and more people are scrambling to try to learn and get control of their finances. Even if you know a lot about money, sometimes it just feels hard. Expenses are outweighing income in many families and it feels hopeless. When it comes to creating a budget, a lot of the advice from the past might not feel...
17 days ago • 3 min read
How to Reduce All Your BIG Expenses Coming to the end of the year can be stressful with big expenses rolling in such as bills, groceries increasing, rent or interest rates changing, not to mention the school holidays, gifts, events etc. Here are some tips to reduce all your big expenses and hopefully give you some breathing room in your budget. How to save money on housing/accommodation How to make your home pay for your mortgage How to save money on groceries 18 tips to reduce your groceries...
10 days ago • 3 min read
How to Feel Better About Your Finances and Life With the rising cost of living, house prices coming down, debt levels increasing across the country, the festive season coming up meaning school holidays, possibly days off work for some, festive expenses etc. Many feel stuck. Or scared. Or extremely ashamed and disappointed with where they are at financially. You might feel you will never achieve your financial goals or have an easier life. In various Facebook groups we have seen this come up a...
1 day ago • 2 min read
How to Get More Discounts and Bonuses This time of year has loads of sales, special offers, discounts and more. With all the sales happening it is easy to get sucked in and spend too much. Remember - it is not a discount if you didn't need it! And everything always goes on sale at some point or has a special offer. You will NOT miss out because you didn't grab a bargain right now. Sales go in cycles, many of the Black Friday/CyberMonday Sales that are about to happen aren't even bigger...
3 days ago • 2 min read
How to Survive and Thrive on One Income Surviving on one income can be tough, no matter the reason for being in a one income household or how many you are supporting, one income adds pressure. So how can you survive and thrive on one income? First, read how to survive on one income which provides a few tips as well as what to do in specific scenarios. Look at how to budget as a single income family to give you an idea of how to manage your money and move forward. Consider learning how and why...
4 days ago • 2 min read
The Best Ways I Have Saved Money Lately I have been experimenting with loads of frugal tips to see what is saving me the most money, time and energy. Here is what has worked (in no particular order): Cancelled all my subscriptions and went back to basics. How many subscriptions do you have and how many do you actually need? I cancelled ALL services such as Netflix, Disney+, AmazonPrime, Audible, Spotify etc. Redirected marketing emails from loyalty programs to a specific folder so I didn't...
5 days ago • 3 min read
Maximise Your Money We have 2 months left of 2026 which feels so short yet there is a lot you can do. Most people achieve more in the final quarter of the year than they do in the first, so how can you end 2026 on a high? Or higher than you are now at least... Choose A Goal Pick a goal you want to focus on. Don't try to do everything or overhaul all your finances. Choose one goal you would be ecstatic to achieve such as:- Pay $1,000 extra off my debt - Get $2,000 in my emergency fund- Create...
8 days ago • 3 min read
How to Survive on Centrelink This time of year is tough for many and there is an increase in relationship breakdowns, job issues etc as we head into the summer/festive season. For various reasons, a household might have one income e.g. job loss, illness, a new baby etc. If it was unexpected, it might be a bit of an adjustment. If it was planned or has always been that way it might still be difficult. It is becoming less and less possible to do with the rising cost of everything but there are...
11 days ago • 2 min read
How to Get Freebies How good does it feel when you get something for free? While it can be true that most freebies have a catch, it's up to you to decide if that 'catch' is worth it or not. If you do want to get some freebies, here are some ways you can: Enter competitions: It's not guaranteed you'll win so it might be a waste of time but last year I won thousands of dollars in gift cards and products, this year I have won a few hundred in the few I have entered so far. Admittedly, I am not...
18 days ago • 2 min read