How to Reduce All Your BIG Expenses

Coming to the end of the year can be stressful with big expenses rolling in such as bills, groceries increasing, rent or interest rates changing, not to mention the school holidays, gifts, events etc.

Here are some tips to reduce all your big expenses and hopefully give you some breathing room in your budget.

​How to save money on housing/accommodation​

​How to make your home pay for your mortgage​

​How to save money on groceries​

​18 tips to reduce your groceries to under $150 has been super popular BUT it was written a few years ago, the tips are still good though.

​How to get free and super cheap food​

​How to reduce the cost of transport​

​How to live without a car​

​How to survive when the cost of living keeps going up​

​17 ways to reduce your electricity bill

How We Reduced All Our Expenses

We are in Vanuatu until the end of February because we have family, business and real estate here. We have virtually no expenses which is why it is doable.

This is to help me heal after 3 pregnancies in 5 years and sacrificing everything for everyone else while my health failed. It is incredible what my family achieved and I am so grateful to have been part of that, but we needed to slow it down and focus on me or I very likely wouldn't make it another 10 years with my health issues.

Going to Vanuatu means no housing expenses, no transport expenses, super cheap food, free childcare and a more relaxed lifestyle. The family there are a huge tribe, Justin's dad is the chief (later Justin will be then our son) so it is quite different to life here.

We sold my car so we can buy a bigger one when we get back and so we don't have those expenses while overseas.

Almost everything in our house was sold here as we don't want to move it across the country. That money has been set aside for when we return and set up in Fremantle, WA.

Food is extremely cheap compared to here if you are eating local, in season produce and fishing at our beaches, eating what our family has grown or caught etc.

There are no school fees, childcare fees, no access to Kmart/Amazon/places we'd waste money. No fees for wrestling or robotics or any of the things my kids were doing.

I will share the financial side of things on The Thrifty Issue social media but for more on our actual lifestyle follow my other channel @kylieleetravers.

Kylie Travers (website):
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What I Am Reading

Learning about business from other business owners is extremely helpful. Lessons from Gin: Business the Four Pillars Way has so many great tips.

How did a small business from a regional Aussie town get voted the world’s best gin producer THREE times? Four Pillars Gin, a craft distillery in Victoria’s Yarra Valley, today is not only an Australian favourite but a global powerhouse.

In Lessons from Gin, you’ll learn how to:

• Place creativity at the heart of your business
• Design a brand that tells a story
• Craft the kind of product excellence that wins fans and followers
• Create experiences that engage and build a community of loyal believers
• Develop a culture and lead a team of passionate people through a shared purpose and vision
• Build a sustainable business anchored in genuine values and bold ambition

The Thrifty Issue Community

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