How to Survive and Thrive on One Income

Surviving on one income can be tough, no matter the reason for being in a one income household or how many you are supporting, one income adds pressure.

So how can you survive and thrive on one income?

First, read how to survive on one income which provides a few tips as well as what to do in specific scenarios.

Look at how to budget as a single income family to give you an idea of how to manage your money and move forward. Consider learning how and why to track your money to help as well.

​Get $100 cash when you open a new account with ING, which happens to be the most popular bank when I interviewed a few families in the wealthiest 1% in Australia.

If you are newly single, read these to navigate it all and manage things better.

Check to see if you are eligible for any vouchers, free cash e.g. bank bonuses, lost money etc.

Depending on your income, you might be eligible for assistance from Centrelink, which can include free courses to increase your income or employability.

​How to upgrade your life when you're broke, how to double your income, 43 ways for single mums to make money and 24 ways to make money in 2024 all provide tips to help you make more money, increase your income and live life a different way.

If you are a single parent, read these 22 tips which are not limited to money.

Single Income Reasons and Help

There are numerous reasons households have a single income, such as single-parent households, one adult having an illness or disability, etc. Whatever the reason, you might be eligible for free vouchers, money, and discounts. If you have a healthcare card/pension/senior/DVA or similar card you might be eligible for a variety of help here.

And if you are relying on Centrelink, find all my tips and possible payments you could get here.

Here are some reasons and things that could help for those specific scenarios.

Medical issues: how to afford medical expenses on a low income or Centrelink. Also, read these tips for managing money when you are struggling with your mental health. Lastly, these ones on managing your health and wealth when sick.

Abuse: how to get the money to leave an abusive relationship​

Relationship breakdown: The cost can be extreme. Read how to get full custody and how to afford legal fees and custody, plus 5 tips to win in court.

Job loss: how to survive job loss​

Here are a few specific things that add a lot of stress to single income households and how to make it easier.

​How to afford school expenses​
​How I work from home and remotely​
​How to be close to your kids without spending a fortune​
​The real cost of raising kids and how to reduce it​
​How to thrive despite your circumstances

How to Be Healthier, Wealthier and Happier

We don't want to simply survive life, we want to enjoy it. There are ways you can improve aspects of your life, enjoy things more and achieve your goals without breaking the budget.

Learn: How can you create a different life if you don't know where to start? Here are 12 books we are reading this year to increase our health, wealth and happiness.

Habits: They make or break us and have a significant impact on our health, wealth and overall happiness. I share some habits to develop, tips to manage the changes better and more in this article.

Time: Get control of your time and how you spend it, otherwise life will pass you by and you won't even realise it. Check out these 18 time saving tips.

Goals: Know what you are working towards, the lifestyle you want and how to develop the habits that will get you there by setting and working on goals.

What I Am Reading

​30-Day Kickass Single Mom Money Makeover: Get Your Financial Act Together, Finally and Forever!​

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