Tips to make and save money, especially for Aussies. How I am clearing $59,973.72 worth of debt,As featured on ABC, Nine and Channel 7. Sign up for weekly tips plus freebies and discounts.
New Debt Journey: Clearing almost $60,000 Worth of Debt!
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There have been a few changes on the backend of The Thrifty Issue. We are excited to announce new management and thus a new financial journey! The Thrifty Issue has new management and a new financial journey with Stephanie! Kylie will still be mentoring Stephanie for a while but the journey is no longer about her. We hope you continue to stay and share a new stage of The Thrifty Issue. Debt Plan: How To Clear Almost $60,000 of DebtI am $59,973.72 in debt and it is mainly consumer debt with not much to show for it. My mental health wasn't great, I hadn't saved an emergency fund and had a few issues so I ended up with a personal loan, loans from family and friends, ZipPay, AfterPay and a whole lot of shame. Not to mention some big expenses coming up I have not budgeted for. All in all, my finances are a mess so I am extremely excited to be sharing my journey with you and keeping myself accountable. I will share how I pay down debt, debt updates, side hustles that work and what I fail at, financial mistakes and lessons, all of it. But I won't share details of my family, exactly who I am or things like that. Check out how I got into debt and my plans here. Also, if you have any tips or want me to try anything, let me know! E.g. I asked on Instagram. Tips to Clear DebtI will be doing everything I can to clear my debt. On The Thrifty Issue, there are a few articles that can help: I also signed up for the free account with WeMoney to help me sort out my finances and get the bonus $5. How $100 Can Improve Your LifeWhen we think of life changing money amounts, it is usually large numbers such as winning Lotto that captivate us. However, using less than $100 there are lots of ways you can improve your life. Check them out here. Discounted FoodMeal kits can be a great way to make dinners easier since you don't have to plan or shop for them. Marley Spoon is offering almost $300 off, HelloFresh has $200, QuiteLike has $210, Dinnerly has $140 and EveryPlate has great discounts too. Get all the meal kit discounts here. Use one service at a time then try another to get all the discounts and save some time and money. Recommended ReadingSince my finances are a mess, I figure I should start with 2 highly recommended books to get me focused and dig myself out of the hole. The Psychology of Money will help me understand why I manage money this way and help me break those habits. If you have any other recommendations for me, respond to this email and I will check them out. The Thrifty Issue CommunityFor more and to connect with others check out The Thrifty Issue Facebook group, Facebook page, Instagram, Pinterest. |
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Tips to make and save money, especially for Aussies. How I am clearing $59,973.72 worth of debt,As featured on ABC, Nine and Channel 7. Sign up for weekly tips plus freebies and discounts.
How to Teach Yourself About Money Whether you grew up surrounded by wealth, taught about money or in poverty, we can all learn something now. It is up to you to improve your financial situation. I have been sharing my debt journey, starting with the financial mess of almost $60,000 worth of debt and how I cleared over $10,000 in my first month. My goal is to learn what I can, get the right team of professionals, create generational wealth for my kids and change our lives. To do that, I have...
How I Cleared $10,134.72 in My First Month A month ago, I shared that I was managing The Thrifty Issue now and had almost $60,000 worth of debt and a couple of HUGE upcoming expenses. This month was unusually good due to some overtime pay from last month but that will not happen every month. I also lodged my tax and got an ok return. A few of my regular payments continued so they helped clear the debt. I didn't get as much time to trial side hustles this month so that will be a focus next...
How to Maximise the 2026/2027 Financial Year Now is the perfect time to review your finances, learn what you can claim on tax, restructure things if needed, ask your work about salary sacrificing, make plans to increase your income, all of it. Learn what you can claim on tax based on your circumstances. 101 Ways to Save Money on Your Tax - Legally! 2026 - 2027 is a book that can get you started. Spending $22 on it to potentially get hundreds or even more back is worth it. Tax Secrets of The...