How to Make Your Tax Return go FurtherWhether your tax return is tax back from your job or Centrelink payments such as FTB, a lump sum such as this can help you immensely. I know some rely on it every year for day to day living and this year most are just hanging in until it arrives. There are things you can do to make it go further though. Switch to annual insurance if it's cheaper, clear debt or large bills, invest in something such as a course to advance your career etc. Check out all the ideas for how to make your tax return go further. 10 of my Favourite Finance BooksOne way to make your tax return go further is by investing in yourself and education such as finance books. Here are 10 of my favourites (article is on another site of mine). How to Achieve Big Financial GoalsA new financial year is a great time to review your financial goals, make any adjustments you need to or set new ones. Read how to achieve big financial goals for some tips. It's also a great time to set yourself a savings challenge, pick from one of these 9 options. 10 Ways to Make $10,000What would you do with an extra $10,000? It might sound impossible but there are many ways you can make money to make it happen. The key is to put this money aside in a specific account so it can build to $10,000. Often, we waste small amounts without realising it. Check out 10 ways to make $10,000 for the ideas and how to make it happen. Our Meal PlanMeal times can be tricky and since I have 4 active kids who eat a lot, if I don't plan my meals, the budget can get blown. I have 20+ tips to reduce the cost of groceries plus how to reduce waste/what to do with scraps and leftovers. To save time and headspace, we use discounted meal kits and rotate through the discounts. Meaning, we use one discount, when that has finished we cancel it and use the next meal kit service and so on until we've used them all. During this time, the first meal kits will send discounts again so you never have to pay full price for them. Here are the discounts we use (note they are for new customers only): Up to $200 off HelloFresh: Up to 6 main meals for the family you cook yourself plus they have readymade options you can add on Up to $180 off EveryPlate: Up to 6 main meals for the family you cook yourself plus add ons you can choose from Our breakfasts are usually eggs, toast, cereal or smoothies. Lunches are leftovers, sandwiches, rice dishes etc and snacks are mainly fruit and veg, sometimes crackers. Discounts!Check out the latest freebies and discounts on the site plus some popular ones below. Money Bonuses $15 instantly from Up Bank who are backed by Bendigo and fee-free $10 to 30 from Ubank when you use the code S7VL6WF and complete 3 transactions in the first month $5 from WeMoney, an Australian budgeting app The highest paying online survey site in Australia is Octopus Group. Get cash back and a bonus offer with Cash Rewards and Shopback. Food Discounts $15 off Celebrity Slim weight loss shakes Up to $200 off HelloFresh one of Australia’s most well-known meal kit options and the one I have used the most Up to $180 off EveryPlate for new and returning customers Discounted fresh produce with Funky Food Up to $144 off with Dinnerly one of Australia’s cheapest meal kit options Up to $180 off with Marley Spoon a meal kit option great for those who are more health conscious 1,500 bonus points + 10% off every month with Everyday Extra (Woolworths) Other Discounts $25 gift card with Red Energy The Body Shop: regular discounts on all their products. This is our preferred skincare. ModiBodi: Get high quality period underwear, swimwear and other items at a discount. Extra ResourcesResources created by The Thrifty Issue to make and save you money including the following ebook titles can be found here. The Secret Guide to Household Savings The Thrifty Issue CommunityFor more and to connect with others check out The Thrifty Issue Facebook group, Facebook page, Instagram, Pinterest and Twitter. |
Tips to make and save money, especially for Aussies. As featured on ABC, Nine and Channel 7. Sign up for weekly tips plus freebies and discounts.
How To Pay Less Tax There are numerous benefits to our tax system and how it provides for our country. One of the many complaints/questions I get a fair bit is about how the wealthy are able to pay less (or no tax) and how to do it. We have a whole article here 4 of Australia’s top 1% were interviewed about their finances. There are also books such as Tax Secrets Of The Rich: 2024 Edition (this is for the upcoming 2024/2025 financial year in Australia if you want to plan next year well). To...
How to Improve Everything with Small Changes Whether it's paying down debt, saving for a house, learning to invest, getting fitter, creating more connected relationships or anything else in life, there are ways to make it easier. Often when we look at these areas of our life we think we need to do a massive overhaul and that can feel overwhelming which stops us from taking action. On my other site, I shared tips to improve in these life areas (plus a few more) that require minimal effort e.g....
How to Save Money in Winter The weather has cooled right off for most of us and this can mean heating bills rise, more time off work because we are sick or our kids are, medicine, more likely to order junk food, school holidays are coming up etc. Here are some ways to help you save money this winter. 28 Meal Ideas for Mince: It's versatile, great for winter dishes and can be loaded up with veggies, beans, lentils etc. Plus you can use up any sad looking vegetables in dishes such as lasagne,...