Tips to make and save money, especially for Aussies. How I am clearing $59,973.72 worth of debt,As featured on ABC, Nine and Channel 7. Sign up for weekly tips plus freebies and discounts.
How to Future Proof Your Finances
How to Future Proof Your FinancesWhether it is an emergency, the world falling to pieces, illness, injury or death preparation or job security due to AI and other changes, there are many things you can do to future-proof your finances. How to Prepare for Emergencies focuses on the financial aspect, paying down debt, getting your finances in order, what to do with large unexpected expenses etc. How to Manage Finances When Sick What to do to Prepare for Death: It happens to us all and is better if you are prepared for it now rather than if something happens. Make sure you have a will in place and get advice to cover things such as care towards the end if needed, funeral arrangements, costs etc. Decide if you will be an organ donor and make sure you register. How to Cope with Job Loss: Tips to prepare for it and what to do if it happens. How to increase your net worth: The value of everything you own if you had to sell it all/cash it all in today minus your liabilities is your net worth. Increasing that, as well as cash flow helps with your future. Learn life skills: These are 11 of the skills I am teaching/have tuaght my kids. Learn frugal habits such as these ones that can save you thousands. Learn wealth habits such as these to help constantly improve your financial situation. Clear debt because it robs your future. Use these tips to pay down debt and deal with debt collectors. How to cope when interest rates keep rising. How to survive on one income. Have budget meetings, so you know where you are at with your finances, goals and life. Our Meal PlanRight now, we have a few meal plans rotating and need to accommodate different work schedules. We used to be able to cook large batches of things then divide some for lunches and freeze some. It saved a lot of time and money. Or we would rotate the discounts from meal kits but we are not doing that yet in Fremantle. With a different lifestyle, different climate (Perth is a Mediterranean climate vs the tropical/sub-tropical we have been used to most of our lives), our meals have changed slightly. Dinners include BBQ with salad, pho (my favourite), san choy bau, Thai beef salad, fish based on what we catch, coconut chicken and similar. Meals that are not too hot and are easy to make. I love kimchi and kombucha too. In winter, we have more stews, soups and meals like that. For breakfasts we still enjoy smoothies, omelettes, breakfast muffins, my 4 and 5 year old love Weet-Bix. Lunches are leftovers, wraps, salads, rice paper rolls, quesadillas and similar. What I Am ReadingFind my 2026 reading list here, created before the year started. I am reading all of them plus any books that take my interest throughout this year. Discounts For You!Be sure to get your freebies and check out the latest offers for this month here. The Thrifty Issue CommunityFor more and to connect with others check out The Thrifty Issue Facebook group, Facebook page, Instagram, Pinterest and Twitter. |
The Thrifty Issue
Tips to make and save money, especially for Aussies. How I am clearing $59,973.72 worth of debt,As featured on ABC, Nine and Channel 7. Sign up for weekly tips plus freebies and discounts.
How to Teach Yourself About Money Whether you grew up surrounded by wealth, taught about money or in poverty, we can all learn something now. It is up to you to improve your financial situation. I have been sharing my debt journey, starting with the financial mess of almost $60,000 worth of debt and how I cleared over $10,000 in my first month. My goal is to learn what I can, get the right team of professionals, create generational wealth for my kids and change our lives. To do that, I have...
How I Cleared $10,134.72 in My First Month A month ago, I shared that I was managing The Thrifty Issue now and had almost $60,000 worth of debt and a couple of HUGE upcoming expenses. This month was unusually good due to some overtime pay from last month but that will not happen every month. I also lodged my tax and got an ok return. A few of my regular payments continued so they helped clear the debt. I didn't get as much time to trial side hustles this month so that will be a focus next...
How to Maximise the 2026/2027 Financial Year Now is the perfect time to review your finances, learn what you can claim on tax, restructure things if needed, ask your work about salary sacrificing, make plans to increase your income, all of it. Learn what you can claim on tax based on your circumstances. 101 Ways to Save Money on Your Tax - Legally! 2026 - 2027 is a book that can get you started. Spending $22 on it to potentially get hundreds or even more back is worth it. Tax Secrets of The...